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With the many things going on in my life I lost sight of what my goals are, and found myself, only achieving the minimum. I did accomplish becoming mostly debt free and as far as rebuilding my credit, I'm stuck on the how to portion. I was 3 seconds away from deleting this profile and then I read the comments people posted even tho they were posted years ago they reignited my courage and strength to keep striving towards my goals.. If you all are still on here. THANK YOU SOOO VERY MUCH..