I will pay off 5 debts (cell phone, Tax 06, Tax 07, Apple, and GL) totalling $4,475 by July 2011 by using the Debt Snowball Method. This goal is important to me because it will help me feel more secure in my life. I feel that my financial life has been STATIONARY. It is time for me to "sacrifice, work hard, and give total focus" to paying down my debt. I've let the Tax debt (and the silly tax mistakes) get me down. But I am grateful that I have the ability to pay off 5 major debts by July. I have student debt from 7 years ago...this is simply silly to me...I have paid that company so much unneccessary money. I've got to pay down the small debts so that I may focus on my larger ones. I am so excited to accomplish this goal!